Thatch vs. group plans

Thatch vs. Group Plans: What's best for your business?

Exploring health benefit options for your business? Learn how Thatch compares to group health plans.

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Video · 2 min

Thatch | Health benefits from the future

What is Thatch

A budget, not a plan

Thatch allows your employees to pick their own health insurance plan using a set monthly tax-free allowance that you determine. These funds can be used to cover insurance premiums, including dental and vision, as well as qualified medical expenses.

Monthly health budget

$750

Liam Clark

Liam Clark

Product Manager

$750

Aetna Gold PPO$350
Physical Therapy$300
Nutritional Session$100
Brent Martin

Brent Martin

UX Designer

$750

Kaiser Permanente HMO$400
Barry's Membership$250
Yoga Classes$100
Todd James

Todd James

Software Engineer

$750

United Gold PPO$450
Prescriptions$200
Function Health Labs$100

Side by side

Thatch vs group plans

Traditional group plans are costly, rigid, and hard to manage. With Thatch, you set the budget, give employees choice, and eliminate the insurance admin from your to-do list. It's health benefits upgraded for today's teams and budgets.

Cost Control

Set a defined budget for each employee and avoid surprise rate hikes.

ThatchGroup plans

Ease of Administration

Shift administrative burdens to the individual insurance companies.

ThatchGroup plans

Participation Flexibility

No minimum participation requirements.

ThatchGroup plans

Customization

Employees choose the plan that aligns with their specific healthcare needs.

ThatchGroup plans

Employee Empowerment

Employees can use leftover funds for other healthcare expenses.

ThatchGroup plans

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About Thatch

Thatch was built to provide the best employee benefits

Join Thatch now and unlock a world of personalized coverage, streamlined processes, and hassle-free management.

Super simple setup

We built Thatch with our customers in mind. Get up and running quickly with pre-built integrations for seamless onboarding.

Works with your systems

Get rid of time-consuming workflows and manual data entry. Thatch connects with payroll, email, and payments.

On-demand experts

Our team of registered insurance pros is here to answer any questions along the way and ensure that your employees pick the right plans.

Premium payments

We take care of premium payments and keep everything transparent through monthly audit reports.

Pricing

Affordable benefits for businesses of any size

$45

/ enrolled employee / month

For 1–49 eligible employees. Custom pricing for 50+ eligible employees

  • Responsibility taken by the individual health insurance market plan

  • Personalized health plan choices nationwide

  • Easy and flexible health plan design

  • Control over annual health insurance premium increases

  • No minimum for participation

  • Simple compliance: 1095, COBRA, and PCORI filing

Support experience

World-class customer support

We publish real-time customer support metrics because we believe in transparency and accountability.

1.5h

Average response timeIndustry avg: 8h

85%

CSAT scoreIndustry avg: 76%

99.9%

Enrollment accuracyIndustry avg: 80%

See what it's like to love your benefits

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