Better benefits and a healthier bottom line for Chamber members

Thatch makes it easy to give Chamber members great healthcare. You set a budget, and your members spend it the way that works best for them

Healthcare budget distributed to team members

What is ICHRA

ICHRA (Individual Coverage Health Reimbursement Arrangement) allows your employees to pick their own health insurance plan using a set monthly tax-free allowance that you determine. These funds can be used to cover insurance premiums, including dental and vision, as well as qualified medical expenses.
thatch icon circle purple$710.00
Healthcare Budget
arrow pointing cards budgets
arrow pointing cards budgets
arrow pointing cards budgets
Todd James

Todd James

Software Engineer

Total$
750
  • United Gold PPO$450
  • Prescriptions$200
  • Function Health Labs$100
Jane Diaz

Jane Diaz

Account Executive

Total$
750
  • BCBS Silver HMO$500
  • Prenuvo MRI$150
  • Carrot Fertility$100
Ming Hu

Ming Hu

Account Executive

Total$
750
  • Oscar Silver Classic$400
  • Therapy Copays$200
  • Labcorp Diagnostics$150
Emma Green

Emma Green

Data Analyst

Total$
475
  • Cigna Bronze HSA$300
  • Vision Checkup$100
  • Gym Membership$75
Liam Clark

Liam Clark

Product Manager

Total$
750
  • Aetna Gold PPO$350
  • Physical Therapy$300
  • Nutritionist Session$100
Brent Martin

Brent Martin

UX Designer

Total$
750
  • Kaiser Permanente HMO$400
  • BetterHelp Membership$250
  • Yoga Classes$100
Todd James

Todd James

Software Engineer

Total$
750
  • United Gold PPO$450
  • Prescriptions$200
  • Function Health Labs$100
Jane Diaz

Jane Diaz

Account Executive

Total$
750
  • BCBS Silver HMO$500
  • Prenuvo MRI$150
  • Carrot Fertility$100
Ming Hu

Ming Hu

Account Executive

Total$
750
  • Oscar Silver Classic$400
  • Therapy Copays$200
  • Labcorp Diagnostics$150
Emma Green

Emma Green

Data Analyst

Total$
475
  • Cigna Bronze HSA$300
  • Vision Checkup$100
  • Gym Membership$75
Liam Clark

Liam Clark

Product Manager

Total$
750
  • Aetna Gold PPO$350
  • Physical Therapy$300
  • Nutritionist Session$100
Brent Martin

Brent Martin

UX Designer

Total$
750
  • Kaiser Permanente HMO$400
  • BetterHelp Membership$250
  • Yoga Classes$100

Built for companies of all shapes and sizes

Thousands of businesses, from startups to enterprises, trust Thatch to give great health benefits to their teams.

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About Thatch

Thatch was built to provide the best employee benefits

Dive into the Thatch platform now and unlock a world of personalized coverage, streamlined processes, and hassle-free management.

Super simple setup

We built Thatch with our users in mind. Get up and running quickly with pre-built integrations for seamless onboarding.

Works with your systems

Get rid of time-consuming workflows and manual data entry. Thatch connects with payroll, email, and payments.

On-demand experts

Our team of registered insurance pros is here to answer any questions along the way and ensure that your employees pick the right plans.

Premium payments

We take care of premium payments and keep everything transparent through monthly audit reports.

Affordable benefits for businesses of any size

$45 / enrolled employee / month (for 1-49 eligible employees)

Custom pricing for 50+ eligible employees

Exclusive for Chambers
Responsibility taken by the individual health insurance market plan
Personalized health plan choices nationwide
Easy and flexible health plan design
Control over annual health insurance premium increases
No minimum for participation
Simple compliance: 1095, COBRA, and PCORI filing
Support excellence

World-class customer support

We publish real-time customer support metrics because we believe in transparency and accountability.

4.8h
Industry avg: 8h
Average Response Time
85%
Industry avg: 76%
CSAT Score
99.9%
Industry avg: 80%
Enrollment Accuracy

See what it's like to love your benefits!

Frequently asked questions

ICHRA stands for Individual Coverage Health Reimbursement Arrangement (ICHRA). This health arrangement allows you to pick your own health insurance plan using your employer's monthly tax-free allowance. These funds can be used to cover insurance premiums, including dental and vision, as well as qualified medical expenses.

What are the benefits of an ICHRA?

  • Your health plan belongs to you, and you can keep your health insurance if you leave your company.
  • You get to choose from any qualified health plan on the market. Thatch can help you select a plan where your preferred doctors, providers, and prescriptions are covered.
  • If you choose a health plan that costs less than your employer contribution, the extra funds are added to Thatch's Health Wallet, an account used to pay for qualified medical expenses.

Success stories

Thatch has helped companies of all shapes and sizes bring great health benefits to their teams

Supporting employees the same way we support our clients

Supporting employees the same way we support our clients

"Employee participation nearly doubled, while costs remained flat (+1.36%)." — Cathy Kenworthy, CEO

Healthcare
Flexible benefits that reflect a flexible workforce

Flexible benefits that reflect a flexible workforce

"Switching to Thatch was a major shift, but it was absolutely worth it." — Michele Grant, Founder

Professional services
Benefits admin overhead cut while expanding coverage options

Benefits admin overhead cut while expanding coverage options

"Switching to Thatch has reduced the time our operations person spends on healthcare admin work by over 92% each month—time we can now use to invest in improving our core products and services."

Tech startup
Future-ready benefits for companies building what’s next

Future-ready benefits for companies building what’s next

"Candidates get excited when we talk about Thatch." — David Nunez, Co-founder

Tech startup
Offering Thatch is smarter and more predictable for us

Offering Thatch is smarter and more predictable for us

"Transitioning gave us exactly what we needed: predictability, flexibility, and a better employee experience." — David Duncan, Administrative Director

Retail & e-commerce

Get started with Thatch

Give your team more choice and control over their health benefits. Thatch is the modern, flexible way to do healthcare.

Thatch dashboard